United States
Sector
Keyword
Bank Officer
Probationary Officer
Minimum ? Graduate
Freshers or up to 2 years of work experience in financial service industry
The tasks a Bank Clerk is expected to perform include:Maintaining up-to-date account books and documents in bank
Receiving and scrutinizing application for loans, advances, foreign exchange, etc.Handling banking business relating to current and saving accounts, fixed deposit, etc.Providing periodic account statements as and when required by clients
Submitting bills and cheques to concerned ledger clerk for making necessary entries
Proficient in issuing the acknowledgment counterfoil on receipt of cheques, draft, warrents, pay order, and other like instruments other than bills
Well-versed in delivering cheque book after authorisation by competent authority
Knowledge of issuing cash receipt
Adept in handling clients? queries
Proficient in making entries in account books as and when transactions take place
Adept in issuing ESI stamps wherever applicable or may become applicable
Ability to ensure that the proper contents are in covers and envelopes including registered ones before dispatch
Well-versed in preparing demand draft for amount deposited with bank and submit them to superiors for signatures
Adeptinmakingcashpaymentagainstallcheques/withdrawal forms/banker?s cheques/ gift cheques/ etc. up to specified limit
Competant in receiving cash and issuing pre-signed drafts/ gift cheques/ travelers cheques/ pay orders/ bank orders, etc. up to specified limit
Knowledge of operating banking software
Proficient in preparing daily statement at close of day?s work showing different transaction attended in a day
Knowledge of operating calculating machine
Effective communication skills
Team player
Good listener
Detail-oriented
Good math skill
Relationship building skills
Hardworking and persistent
It is a desk job
Need not handle a team
Travelling is not a part of this job role
Part-time and contractual jobs are available in some cities
Work from home option is not available
Working hours
Companies usually work for 5/6 days a week and 9/10 hours everyday. This may vary company to company
Shift system is not available
Is the job suitable for a candidate with special needs?This job is suitable for candidates with One Arm (OA), One Leg (OL), Both Leg (BL), Blind (B), Low Vision (LV) and those who have Muscular Weakness (MW)
This job is considered to be mildly hazardous or dangerous
Health risks include stress, sitting for long hours, etc.Occupational hazards include shoulder back pain, neck pain, fatigue, risk of metabolic syndrome, etc.
For freshers ? INR 8,000 to INR 12,000 per month For candidates with 1/2yearsofexperience-INR12,000 to INR 20,000 per month For candidates with over 2 years experience-INR20,000 to INR 30,000 per month(These figures are indicative and subject to change)
Overview of Banking, Financial Service and Insurance Sector in India
Indiaisoneofthefastgrowingeconomiesandsecondmostpopulouscountryintheworld.WiththepopulationofmorethanabillionpeopleandrisingpercapitaincomeIndiaprovidesanenormousopportunityfortheBFSI companies. Currently 58.7 percent of the Indian households do not have access to any banking and financial service network, thus offer an enormous opportunity to BFSI companies to expand by introducing new products, leveraging technology, deploying innovative strategies and ramping up distribution network.
India has a diversified financial sector, which is undergoing rapid expansion. The sector comprises commercial banks,insurancecompanies, non-banking financial companies, co-operatives, pension funds,mutual fundsand other smaller financial entities. The financial sector in India is predominated by banking sector. The Indian banking sector in India is fragmented, with 46 commercial banks competing for business with dozens of foreign banks as well as rural and co-operative lenders. Public sector banks holds majority of the market share in Indian banking sector.
The banking industry in India has the potential to become the fifth largest banking industry in the world by 2020 and third largest by 2025 according to a KPMG-CII report. Thesizeof banking assets in India has reached US$ 1.8 trillion in FY13 and is expected to touch US$ 28.5 trillion by FY25. Over the next decade, the banking sector is projected to create over 1.5 million new jobs, driven by the efforts of the RBI and the Government of India to integrate financial services into rural areas and to upgrade the traditional way of operations with modern technology. Thus the demand for professionals like Finance Agent, Bank Clerk, etc. is bound to increase in banking sector.
The BFSI sector in India currently employs over 2.55 million people and looking at the future growth potential it is estimated that BFSI sector will employ more than 4.2 million employees by 2022, an additional 1.6 million job creation by 2022.
All banks and NBFCs across India
Cities across India
Will be updated
All Arts, Science and Commerce college across India
Indian Institute of banking and Finance (IIBF)Institute of Finance, Banking and Insurance (IFBI)Indian Institute of Bank Management (IIBM)National Institute of Bank Management (NIBM)
Will be updated
