Risk Analyst

Credit Analyst

Minimum ? Bachelor?s degree

Will be updated

The tasks a Risk Management Analyst (Credit Card Portfolio) is expected to perform include:

Researching ideas, formulating business intelligence, implementing and quantifying the benefits

Making recommendations to management in acquisition of new card members

Managing existing portfolio and operational effectiveness

Proficiency in developing scores to be applied to each stage within the lifecycle of the customer relationship

Adept at conducting research and analysis on the emerging trends and innovation in the industry to ensure competitiveness in the market place

Well-versed with co-ordinating between several groups within the organization to brainstorm ideas, assess benefits, prioritize and manage the development from concept to implementation


Not applicable

Good quantitative aptitude

Sharp analytical and organizational skills


Strong written and oral communication skills

Report-writing skills

Presentation skills

Ability to multitask and perform under deadlines


It is a desk job

Need not handle a team

Local travelling is not part of this job role

Part-time work and contractual jobs are available in some cities

Work from home option is not available

Working hours
Working hours are 10/12 hours everyday for 5/6 days a week. This may vary from company to company

Shift system maybe available

Is the job suitable for a candidate with special needs?

This job is not considered to be hazardous or dangerous

Occupational hazards include strain on eyes, cervical and lumbar spondylosis, carpal tunnel syndrome, mental stress, etc.

For freshers - INR 40,000 to INR 50,000 per month

(These figures are indicative and subject to change)

Overview of Banking, Financial Services and Insurance Industry in India

The BFSI industry is one of the fastest growing sectors in the country. Public Sector Banks (PSB) and Non-Banking Financial Companies (NBFC) have been the leading employers in the Indian banking sector, accounting for more than 73 per cent employees. PSBs are much ahead of Private Sector Banks in expanding overseas presence, accounting for over 90% of 171 overseas branches as of FY13.

Banking credit is expected to grow at a CAGR of 17 per cent during 2012-13 to 2016-17. The banking and NBFCs are expected to generate around 1.5 million new jobs between 2013?14 and 2016?17 on account of business expansion, retirement primarily in PSBs and entry of new banks in the private sector.

The sector currently employs over 2.55 million employees and is slated to employ more than 4.2 million employees by 2022. This implies additional creation of 1.6 million jobs in the nine-year period. Keeping in mind the current employment, and the expected growth in the Banking and NBFC, we project that the total employment in the particular segment would increase from about 1.89 million in 2013 to 3.2 million jobs in 2022, which translates to an incremental human resource requirement of about 1.3 million jobs. All these factors mean that there will huge opportunities for Risk Management Analyst (Credit Card Portfolio) in this sector.

Banking companies across India

Financial Institutions across India

Towns and cities across India