United States
Sector
Keyword
Bank Cashier
Minimum ? Graduate
Freshers or up to 2 years of work experience as teller in financial service industry
The tasks a Teller Bank is expected to perform include:
Making payment up to specified limit to bank depositors or their authorised persons towards withdrawal forms or cheques
Maintaining up-to-date account of payments made
Verifyingdepositor?sbalancefromledgerbookandcomparesignatureswithspecimensbeforemakingthepayment
Making debit entries in depositors account card and drawing up-to date balance
Proficient in checking cash drawers at the end of the day and calculating daily transactions using computer, calculators, etc.
Adeptinverifyingsignatures,identificationofthepersonreceivingpayment,legalityofthedocumentsandaccountbalancebeforemakingpayments
Well-versed in recording transactions and issuing computer generated receipts
Proficient in counting currency and coins by hand or by using currency counting machine
Adept in identifying transaction mistakes when debit and credits do not balance
Knowledge of preparing and verifying cashier?s checks
Proficient in dealing with customer and resolving their queries
Adept in monitoring bank vaults to ensure cash balances are correct
Well-versed in monitoring cash movement and ensuring adequate cash availability
Proficient in processing transactions such as term deposits, automated teller transaction, etc.
Knowledge of banking processes and products
Well-versed in operating banking software
Not applicable
Effective communication skills
Extrovert
Good listener
Detail-oriented
Good mathematical skills
Relationship building skills
Hardworking and persistent
It is a desk job
Need not handle a team
Travelling is not a part of this job role
Part-time and contractual jobs are not available
Work from home option is not available
Working hours
Companies usually work for 5/6 days a week and 9/10 hours everyday. This may vary company to company
Shift system is not available
Is the job suitable for a candidate with special needs?This job is suitable for candidates with One Leg (OL), Both Leg (BL), Muscular Weakness (MW), and those who have their Hearing Impaired (HH)
This job is considered to be mildly hazardous or dangerous
Health risks include stress, extensive use of computer, sitting for long hours, etc.Occupational hazards include shoulder back pain, neck pain, fatigue, eyestrain, headache, risk of metabolic syndrome, etc.
For freshers ? INR 10,000 to INR 12,000 per month For candidates with 1/2yearsofexperience-INR12,000 to INR 15,000 per month For candidates withover2yearsexperience-INR15,000 to INR 25,000 per month(These figures are indicative and subject to change)
Overview of Banking, Financial Service and Insurance Sector in India
India is one of the fast growing economies and second most populous country in the world. With the population of more than a billion people and rising per capita income India provides an enormous opportunity for the BFSI companies. Currently 58.7 percent of the Indian households do not have access to any banking and financial service network, thus offer an enormous opportunity to BFSI companies to expand by introducing new products, leveraging technology, deploying innovative strategies and ramping up distribution network.
India has a diversified financial sector, which is undergoing rapid expansion. The sector comprises commercial banks,insurancecompanies, non-banking financial companies, co-operatives, pension funds,mutual fundand other smaller financial entities. The financial sector in India is predominated by banking sector. The Ibanking sector in India is fragmented, with 46 commercial banks competing for business with dozens of foreign banks as well as rural and co-operative lenders. Public sector banks holds majority of the market share in Indian banking sector.
The banking industry in India has the potential to become the fifth largest banking industry in the world by 2020 and third largest by 2025 according to a KPMG-CII report. Thesizeof banking assets in India has reached US$ 1.8 trillion in FY13 and is expected to touch US$ 28.5 trillion by FY25. Over the next decade, the banking sector is projected to create over 1.5 million new jobs, driven by the efforts of the RBI and the Government of India to integrate financial services into rural areas and to upgrade the traditional way of operations with modern technology. Thus the demand for professionals like Finance Agent, Teller, etc. is bound to increase in banking sector.
The BFSI sector in India currently employs over 2.55 million people and looking at the future growth potential it is estimated that BFSI sector will employ more than 4.2 million employees by 2022, an additional 1.6 million job creation by 2022.
All banks, NBFCs and other financial service companies across India
Cities across India
Will be updated
All Arts, Science and Commerce college across India
Will be updated
